by Jodi | Jun 20, 2020 | Classified, First Time Home Buyer, Interest Rates, Mortgage, Mortgage Blog, Mortgage Broker, Mortgage Tips & Advice
You have a showing that is coming up, but you find your house is far from presentable. Maybe the kids or pets just made a mess in the living room. Perhaps the bathroom hasn’t been cleaned all week, and it shows. Or you just made dinner. This hurts you in a variety...
by Jodi | Apr 3, 2020 | Classified, First Time Home Buyer, Interest Rates, Mortgage, Mortgage Blog, Mortgage Broker, Mortgage Tips & Advice, Uncategorized
Are you thinking of buying a property but don’t know where to start? The first step would be mortgage pre-approval, and we’re here to help. What is mortgage pre-approval? It means you’ve been pre-approved for a mortgage. The mortgage lender has committed to approve...
by Jodi | Mar 8, 2020 | Classified, First Time Home Buyer, Interest Rates, Mortgage, Mortgage Blog, Mortgage Broker, Mortgage Tips & Advice, Uncategorized
The mortgage stress test has been a bane for Grande Prairie home buyers since it was rolled out. It shut out many people from the housing market because it used an interest rate far above the typically offered mortgage interest rate to determine if they could qualify...
by Jodi | Jan 25, 2020 | Classified, First Time Home Buyer, Interest Rates, Mortgage, Mortgage Blog, Mortgage Broker, Mortgage Tips & Advice, Uncategorized
Shop around based on more than the interest rate. Yes, shopping for the lowest interest rate will generally save you more money, but mistakes could cost you in the long run. For example, a low teaser rate on a short term mortgage will cost you a lot as interest rates...
by Jodi | Dec 31, 2019 | Classified, First Time Home Buyer, Interest Rates, Mortgage, Mortgage Blog, Mortgage Broker, Mortgage Tips & Advice, Uncategorized
Too many renters merely dream of owning a Grande Prairie home instead of buying it because they think they can’t. Many clients of Grande Prairie mortgage brokers say that we have helped them get into a new home. Myth 1: I Need 20 Percent Down This myth is based on...
by Jodi | Nov 17, 2019 | Classified, First Time Home Buyer, Interest Rates, Mortgage, Mortgage Blog, Mortgage Broker, Mortgage Tips & Advice, Uncategorized
Home listings and sales tend to drop off in the winter. Yet there are a number of benefits to listing your Grande Prairie home this winter. Less Competition Less serious home sellers remove their homes from listings over the winter. This results in fewer...
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